{"id":8,"date":"2013-04-07T15:27:57","date_gmt":"2013-04-07T13:27:57","guid":{"rendered":"https:\/\/pumainsurance.co.za\/petheaven\/2020\/?page_id=8"},"modified":"2023-02-27T12:53:52","modified_gmt":"2023-02-27T10:53:52","slug":"faq","status":"publish","type":"page","link":"https:\/\/pumainsurance.co.za\/petheaven\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"

[et_pb_section bb_built=”1″ _builder_version=”4.19.5″ custom_margin=”-35px||||false|false” custom_padding=”60px|||” background_pattern_color=”rgba(0,0,0,0.2)” background_mask_color=”#ffffff” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″][et_pb_row _builder_version=”4.4.8″][et_pb_column type=”4_4″ _builder_version=”4.4.8″][et_pb_text admin_label=”OUR BENEFITS” _builder_version=”4.4.8″ text_font=”|600|||||||” text_orientation=”center” custom_margin=”||8px||false|false”]<\/p>\n

NEED ANSWERS?<\/p>\n

[\/et_pb_text][et_pb_divider divider_weight=”3px” _builder_version=”4.4.8″ max_width=”6%” module_alignment=”center” custom_margin=”||4px||false|false”]<\/p>\n

[\/et_pb_divider][et_pb_text admin_label=”WHY JOIN OUR PAW PAW FAMILY?” _builder_version=”4.4.8″ text_font=”|600|||||||” header_2_font=”|700|||||||” header_2_text_align=”center” header_2_text_color=”#000000″ custom_margin=”||8px||false|false”]<\/p>\n

FREQUENTLY ASKED QUESTIONS<\/h2>\n

[\/et_pb_text][et_pb_text admin_label=”Let Paw Paw take the worry of expensive vet bills away.” _builder_version=”4.4.8″ text_font=”||||||||” text_orientation=”center” custom_margin=”||8px||false|false” custom_padding=”1%||1%||false|false”]<\/p>\n

Let’s answer some of your more frequently asked questions here<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”FAQs” _builder_version=”4.0.3″ width=”90%” max_width=”90%” custom_padding=”8px|||” z_index_tablet=”500″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px”][et_pb_column type=”4_4″ _builder_version=”3.0.47″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_toggle admin_label=”q1″ title=”Q: Why do I need pet health insurance?” open_toggle_background_color=”#ffffff” closed_toggle_background_color=”#f9f9f9″ module_id=”q1″ _builder_version=”4.19.5″ title_text_color=”#545454″ title_font=”|600|||||||” title_line_height=”1.6em” body_font_size=”15px” custom_margin=”||8px||false|false” z_index_tablet=”500″ custom_css_toggle_icon=”font-size: 22px;” title_text_shadow_horizontal_length_tablet=”0px” title_text_shadow_vertical_length_tablet=”0px” title_text_shadow_blur_strength_tablet=”1px” closed_title_text_shadow_horizontal_length_tablet=”0px” closed_title_text_shadow_vertical_length_tablet=”0px” closed_title_text_shadow_blur_strength_tablet=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” open_icon_color=”#bd08c3″ background_pattern_color=”rgba(0,0,0,0.2)” background_mask_color=”#ffffff” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ title_text_shadow_horizontal_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_vertical_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_blur_strength=”title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_horizontal_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_vertical_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_blur_strength=”closed_title_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″]<\/p>\n

A:<\/strong> While your pet might be healthy today, there is no way to predict what might happen in the future. In the event of an accident or Injury, PawPaw Pet Health Insurance will make it possible that your pet has access to the best care possible. Why take the chance of making heart-breaking choices, based on your finances?<\/p>\n

[\/et_pb_toggle][et_pb_toggle admin_label=”q2″ title=”Q: What does PawPaw Pet Health Insurance cover?” open_toggle_background_color=”#f3f3f3″ closed_toggle_background_color=”#f9f9f9″ module_id=”q2″ _builder_version=”4.19.5″ title_text_color=”#545454″ title_font=”|600|||||||” body_font_size=”15px” custom_margin=”||8px||false|false” z_index_tablet=”500″ custom_css_toggle_icon=”font-size: 22px;” title_text_shadow_horizontal_length_tablet=”0px” title_text_shadow_vertical_length_tablet=”0px” title_text_shadow_blur_strength_tablet=”1px” closed_title_text_shadow_horizontal_length_tablet=”0px” closed_title_text_shadow_vertical_length_tablet=”0px” closed_title_text_shadow_blur_strength_tablet=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” open_icon_color=”#bd08c3″ background_pattern_color=”rgba(0,0,0,0.2)” background_mask_color=”#ffffff” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ title_text_shadow_horizontal_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_vertical_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_blur_strength=”title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_horizontal_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_vertical_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_blur_strength=”closed_title_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″]<\/p>\n

A:<\/strong> PawPaw Pet Health Insurance covers up to 90% of the veterinary bills for any unexpected illness or injury that your pet may suffer. It is very important that you take the time to read the PawPaw policy terms and conditions. The PawPaw policy document is a short, single page document written in clear concise language, with no fine print or complicated clauses. If you have any questions please contact your broker, or alternatively email info@pumainsurance.co.za<\/a> or contact us on 021 403 9177.<\/p>\n

[\/et_pb_toggle][et_pb_toggle admin_label=”q3″ title=”Q: At what age can my pet join?” open_toggle_background_color=”#f3f3f3″ closed_toggle_background_color=”#f9f9f9″ module_id=”q3″ _builder_version=”4.19.5″ title_text_color=”#545454″ title_font=”|600|||||||” body_font_size=”15px” custom_margin=”||8px||false|false” hover_enabled=”0″ z_index_tablet=”500″ custom_css_toggle_icon=”font-size: 22px;” title_text_shadow_horizontal_length_tablet=”0px” title_text_shadow_vertical_length_tablet=”0px” title_text_shadow_blur_strength_tablet=”1px” closed_title_text_shadow_horizontal_length_tablet=”0px” closed_title_text_shadow_vertical_length_tablet=”0px” closed_title_text_shadow_blur_strength_tablet=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” sticky_enabled=”0″ open_icon_color=”#bd08c3″ background_pattern_color=”rgba(0,0,0,0.2)” background_mask_color=”#ffffff” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ title_text_shadow_horizontal_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_vertical_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_blur_strength=”title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_horizontal_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_vertical_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_blur_strength=”closed_title_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″]<\/p>\n

A:<\/strong> Any dog or cat over the age of 8 weeks and under the age of 8 years may sign up for comprehensive cover, from 8 weeks and up at inception for Accident only cover.<\/p>\n

[\/et_pb_toggle][et_pb_toggle admin_label=”q4″ title=”Q: Does my pet have to be micro-chipped or tattooed for cover?” open_toggle_background_color=”#f3f3f3″ closed_toggle_background_color=”#f9f9f9″ module_id=”q4″ _builder_version=”4.19.5″ title_text_color=”#545454″ title_font=”|600|||||||” body_font_size=”15px” custom_margin=”||8px||false|false” z_index_tablet=”500″ custom_css_toggle_icon=”font-size: 22px;” title_text_shadow_horizontal_length_tablet=”0px” title_text_shadow_vertical_length_tablet=”0px” title_text_shadow_blur_strength_tablet=”1px” closed_title_text_shadow_horizontal_length_tablet=”0px” closed_title_text_shadow_vertical_length_tablet=”0px” closed_title_text_shadow_blur_strength_tablet=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” open_icon_color=”#bd08c3″ background_pattern_color=”rgba(0,0,0,0.2)” background_mask_color=”#ffffff” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ title_text_shadow_horizontal_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_vertical_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_blur_strength=”title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_horizontal_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_vertical_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_blur_strength=”closed_title_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″]<\/p>\n

A:<\/strong> No, we do not require your pets be micro-chipped or tattooed before cover.<\/p>\n

[\/et_pb_toggle][et_pb_toggle admin_label=”q5″ title=”Q: Does my pet have to be spayed or neutered before cover and do you charge extra premium if the pet hasn\u2019t?” open_toggle_background_color=”#f3f3f3″ closed_toggle_background_color=”#f9f9f9″ module_id=”q5″ _builder_version=”4.19.5″ title_text_color=”#545454″ title_font=”|600|||||||” body_font_size=”15px” custom_margin=”||8px||false|false” z_index_tablet=”500″ custom_css_toggle_icon=”font-size: 22px;” title_text_shadow_horizontal_length_tablet=”0px” title_text_shadow_vertical_length_tablet=”0px” title_text_shadow_blur_strength_tablet=”1px” closed_title_text_shadow_horizontal_length_tablet=”0px” closed_title_text_shadow_vertical_length_tablet=”0px” closed_title_text_shadow_blur_strength_tablet=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” open_icon_color=”#bd08c3″ background_pattern_color=”rgba(0,0,0,0.2)” background_mask_color=”#ffffff” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ title_text_shadow_horizontal_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_vertical_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_blur_strength=”title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_horizontal_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_vertical_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_blur_strength=”closed_title_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″]<\/p>\n

A:<\/strong> No, we do not exclude pets that have not been spayed or neutered nor do we charge an extra premium. We highly recommend spaying and neutering your pets.<\/p>\n

[\/et_pb_toggle][et_pb_toggle admin_label=”q6″ title=”Q: What are pre-existing conditions?” open_toggle_background_color=”#f3f3f3″ closed_toggle_background_color=”#f9f9f9″ module_id=”q5″ _builder_version=”4.19.5″ title_text_color=”#545454″ title_font=”|600|||||||” body_font_size=”15px” custom_margin=”||8px||false|false” z_index_tablet=”500″ custom_css_toggle_icon=”font-size: 22px;” title_text_shadow_horizontal_length_tablet=”0px” title_text_shadow_vertical_length_tablet=”0px” title_text_shadow_blur_strength_tablet=”1px” closed_title_text_shadow_horizontal_length_tablet=”0px” closed_title_text_shadow_vertical_length_tablet=”0px” closed_title_text_shadow_blur_strength_tablet=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” open_icon_color=”#bd08c3″ background_pattern_color=”rgba(0,0,0,0.2)” background_mask_color=”#ffffff” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ title_text_shadow_horizontal_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_vertical_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_blur_strength=”title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_horizontal_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_vertical_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_blur_strength=”closed_title_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″]<\/p>\n

A:<\/strong> Pre-existing conditions are any illnesses or injuries that the pet showed symptoms of prior to joining us, they can also be pets that show symptoms during the first month of the policy waiting period. Some pre-existing conditions may be subject to specific waiting periods or be excluded from cover. When signing up, you will see that the application form has 12 questions regarding your pets\u2019 medical history. It is always best to answer the questions as accurately as possible. Should the questions not be answered accurately and honestly, this will be deemed misleading to the insurance company and considered fraud. The result of this will be that your policy will be cancelled, and claims will not be paid. After receiving your application, PawPaw Pet Health Insurance will inform you of any exclusion your pet may have in writing, allowing you to make an informed decision regarding your pets\u2019 insurance.<\/p>\n

[\/et_pb_toggle][et_pb_toggle admin_label=”q7″ title=”Q: How do you know if a condition is pre-existing for a recently adopted pet?” open_toggle_background_color=”#f3f3f3″ closed_toggle_background_color=”#f9f9f9″ module_id=”q5″ _builder_version=”4.19.5″ title_text_color=”#545454″ title_font=”|600|||||||” body_font_size=”15px” custom_margin=”||8px||false|false” z_index_tablet=”500″ custom_css_toggle_icon=”font-size: 22px;” title_text_shadow_horizontal_length_tablet=”0px” title_text_shadow_vertical_length_tablet=”0px” title_text_shadow_blur_strength_tablet=”1px” closed_title_text_shadow_horizontal_length_tablet=”0px” closed_title_text_shadow_vertical_length_tablet=”0px” closed_title_text_shadow_blur_strength_tablet=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” open_icon_color=”#bd08c3″ background_pattern_color=”rgba(0,0,0,0.2)” background_mask_color=”#ffffff” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ title_text_shadow_horizontal_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_vertical_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_blur_strength=”title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_horizontal_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_vertical_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_blur_strength=”closed_title_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″]<\/p>\n

A:<\/strong> In the case where the history of your pet is unknown, we may ask for a veterinary check-up prior to acceptance, for your own account.<\/p>\n

[\/et_pb_toggle][et_pb_toggle admin_label=”q8″ title=”Q: When does my cover begin? Are there waiting periods?” open_toggle_background_color=”#f3f3f3″ closed_toggle_background_color=”#f9f9f9″ module_id=”q5″ _builder_version=”4.19.5″ title_text_color=”#545454″ title_font=”|600|||||||” body_font_size=”15px” custom_margin=”||8px||false|false” z_index_tablet=”500″ custom_css_toggle_icon=”font-size: 22px;” title_text_shadow_horizontal_length_tablet=”0px” title_text_shadow_vertical_length_tablet=”0px” title_text_shadow_blur_strength_tablet=”1px” closed_title_text_shadow_horizontal_length_tablet=”0px” closed_title_text_shadow_vertical_length_tablet=”0px” closed_title_text_shadow_blur_strength_tablet=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” open_icon_color=”#bd08c3″ background_pattern_color=”rgba(0,0,0,0.2)” background_mask_color=”#ffffff” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ title_text_shadow_horizontal_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_vertical_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_blur_strength=”title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_horizontal_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_vertical_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_blur_strength=”closed_title_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″]<\/p>\n

A:<\/strong> Your cover begins on the first of the calendar month after signing up with us. There is a one month waiting period for all illnesses however accidental cover is immediate.<\/p>\n

[\/et_pb_toggle][et_pb_toggle admin_label=”q9″ title=”Q: Do you offer lifelong cover after a pet has been accepted and the pet goes over the covered age limit?” open_toggle_background_color=”#f3f3f3″ closed_toggle_background_color=”#f9f9f9″ module_id=”q5″ _builder_version=”4.19.5″ title_text_color=”#545454″ title_font=”|600|||||||” body_font_size=”15px” custom_margin=”||8px||false|false” z_index_tablet=”500″ custom_css_toggle_icon=”font-size: 22px;” title_text_shadow_horizontal_length_tablet=”0px” title_text_shadow_vertical_length_tablet=”0px” title_text_shadow_blur_strength_tablet=”1px” closed_title_text_shadow_horizontal_length_tablet=”0px” closed_title_text_shadow_vertical_length_tablet=”0px” closed_title_text_shadow_blur_strength_tablet=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” open_icon_color=”#bd08c3″ background_pattern_color=”rgba(0,0,0,0.2)” background_mask_color=”#ffffff” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ title_text_shadow_horizontal_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_vertical_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_blur_strength=”title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_horizontal_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_vertical_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_blur_strength=”closed_title_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″]<\/p>\n

A:<\/strong> Yes, if your premiums are paid every month your pet will continue to enjoy full cover for their entire lifetime.<\/p>\n

[\/et_pb_toggle][et_pb_toggle admin_label=”q10″ title=”Q: Are there limits to how much is paid for treatments?” open_toggle_background_color=”#f3f3f3″ closed_toggle_background_color=”#f9f9f9″ module_id=”q5″ _builder_version=”4.19.5″ title_text_color=”#545454″ title_font=”|600|||||||” body_font_size=”15px” custom_margin=”||8px||false|false” z_index_tablet=”500″ custom_css_toggle_icon=”font-size: 22px;” title_text_shadow_horizontal_length_tablet=”0px” title_text_shadow_vertical_length_tablet=”0px” title_text_shadow_blur_strength_tablet=”1px” closed_title_text_shadow_horizontal_length_tablet=”0px” closed_title_text_shadow_vertical_length_tablet=”0px” closed_title_text_shadow_blur_strength_tablet=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” open_icon_color=”#bd08c3″ background_pattern_color=”rgba(0,0,0,0.2)” background_mask_color=”#ffffff” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ title_text_shadow_horizontal_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_vertical_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_blur_strength=”title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_horizontal_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_vertical_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_blur_strength=”closed_title_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″]<\/p>\n

A:<\/strong> PawPaw have no limits or sub-limits on specific conditions. All non-emergency treatments need to be pre-authorised by PawPaw.<\/p>\n

[\/et_pb_toggle][et_pb_toggle admin_label=”q11″ title=”Q: Will a condition ever be considered pre-existing due to policy renewals?” open_toggle_background_color=”#f3f3f3″ closed_toggle_background_color=”#f9f9f9″ module_id=”q5″ _builder_version=”4.19.5″ title_text_color=”#545454″ title_font=”|600|||||||” body_font_size=”15px” custom_margin=”||8px||false|false” z_index_tablet=”500″ custom_css_toggle_icon=”font-size: 22px;” title_text_shadow_horizontal_length_tablet=”0px” title_text_shadow_vertical_length_tablet=”0px” title_text_shadow_blur_strength_tablet=”1px” closed_title_text_shadow_horizontal_length_tablet=”0px” closed_title_text_shadow_vertical_length_tablet=”0px” closed_title_text_shadow_blur_strength_tablet=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” open_icon_color=”#bd08c3″ background_pattern_color=”rgba(0,0,0,0.2)” background_mask_color=”#ffffff” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ title_text_shadow_horizontal_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_vertical_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_blur_strength=”title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_horizontal_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_vertical_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_blur_strength=”closed_title_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″]<\/p>\n

A:<\/strong> No. Your pets\u2019 policy will continue to renew each month so long as your premiums are paid. We consider this to be continuous cover and we do not exclude conditions from year to year.<\/p>\n

[\/et_pb_toggle][et_pb_toggle admin_label=”q12″ title=”Q: Do you offer a multiple pet discount?” open_toggle_background_color=”#f3f3f3″ closed_toggle_background_color=”#f9f9f9″ module_id=”q5″ _builder_version=”4.19.5″ title_text_color=”#545454″ title_font=”|600|||||||” body_font_size=”15px” custom_margin=”||8px||false|false” z_index_tablet=”500″ custom_css_toggle_icon=”font-size: 22px;” title_text_shadow_horizontal_length_tablet=”0px” title_text_shadow_vertical_length_tablet=”0px” title_text_shadow_blur_strength_tablet=”1px” closed_title_text_shadow_horizontal_length_tablet=”0px” closed_title_text_shadow_vertical_length_tablet=”0px” closed_title_text_shadow_blur_strength_tablet=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” open_icon_color=”#bd08c3″ background_pattern_color=”rgba(0,0,0,0.2)” background_mask_color=”#ffffff” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ title_text_shadow_horizontal_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_vertical_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_blur_strength=”title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_horizontal_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_vertical_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_blur_strength=”closed_title_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″]<\/p>\n

A:<\/strong> No, we have chosen not to raise our premium in order to offer various pet discounts. PawPaw Pet Health Insurance would rather offer all of their clients, the same affordable premium.<\/p>\n

[\/et_pb_toggle][et_pb_toggle admin_label=”q13″ title=”Q: Does my pets age or breed affect their premium?” open_toggle_background_color=”#f3f3f3″ closed_toggle_background_color=”#f9f9f9″ module_id=”q5″ _builder_version=”4.19.5″ title_text_color=”#545454″ title_font=”|600|||||||” body_font_size=”15px” custom_margin=”||8px||false|false” z_index_tablet=”500″ custom_css_toggle_icon=”font-size: 22px;” title_text_shadow_horizontal_length_tablet=”0px” title_text_shadow_vertical_length_tablet=”0px” title_text_shadow_blur_strength_tablet=”1px” closed_title_text_shadow_horizontal_length_tablet=”0px” closed_title_text_shadow_vertical_length_tablet=”0px” closed_title_text_shadow_blur_strength_tablet=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” open_icon_color=”#bd08c3″ background_pattern_color=”rgba(0,0,0,0.2)” background_mask_color=”#ffffff” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ title_text_shadow_horizontal_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_vertical_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_blur_strength=”title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_horizontal_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_vertical_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_blur_strength=”closed_title_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″]<\/p>\n

A:<\/strong> No, we do not penalise people for their choice of their dog or cat. <\/p>\n

[\/et_pb_toggle][et_pb_toggle admin_label=”q14″ title=”Q: What are hereditary conditions?” open_toggle_background_color=”#f3f3f3″ closed_toggle_background_color=”#f9f9f9″ module_id=”q5″ _builder_version=”4.19.5″ title_text_color=”#545454″ title_font=”|600|||||||” body_font_size=”15px” custom_margin=”||8px||false|false” z_index_tablet=”500″ custom_css_toggle_icon=”font-size: 22px;” title_text_shadow_horizontal_length_tablet=”0px” title_text_shadow_vertical_length_tablet=”0px” title_text_shadow_blur_strength_tablet=”1px” closed_title_text_shadow_horizontal_length_tablet=”0px” closed_title_text_shadow_vertical_length_tablet=”0px” closed_title_text_shadow_blur_strength_tablet=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” open_icon_color=”#bd08c3″ background_pattern_color=”rgba(0,0,0,0.2)” background_mask_color=”#ffffff” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ title_text_shadow_horizontal_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_vertical_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_blur_strength=”title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_horizontal_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_vertical_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_blur_strength=”closed_title_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″]<\/p>\n

A:<\/strong> Hereditary and congenital conditions are diseases or disorders that are inherited genetically. Certain breeds of dogs and cats are prone to specific conditions.<\/p>\n

[\/et_pb_toggle][et_pb_toggle admin_label=”q15″ title=”Q: Are hereditary and breed related conditions covered?” open_toggle_background_color=”#f3f3f3″ closed_toggle_background_color=”#f9f9f9″ module_id=”q5″ _builder_version=”4.19.5″ title_text_color=”#545454″ title_font=”|600|||||||” body_font_size=”15px” custom_margin=”||8px||false|false” z_index_tablet=”500″ custom_css_toggle_icon=”font-size: 22px;” title_text_shadow_horizontal_length_tablet=”0px” title_text_shadow_vertical_length_tablet=”0px” title_text_shadow_blur_strength_tablet=”1px” closed_title_text_shadow_horizontal_length_tablet=”0px” closed_title_text_shadow_vertical_length_tablet=”0px” closed_title_text_shadow_blur_strength_tablet=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” open_icon_color=”#bd08c3″ background_pattern_color=”rgba(0,0,0,0.2)” background_mask_color=”#ffffff” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ title_text_shadow_horizontal_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_vertical_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_blur_strength=”title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_horizontal_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_vertical_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_blur_strength=”closed_title_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″]<\/p>\n

A:<\/strong> PawPaw Pet Health Insurance covers hereditary conditions. If your pet hasn\u2019t been diagnosed with a condition, or if they are not showing symptoms of the condition before sign-on or within the 30 day illness waiting period, cover will be available.<\/p>\n

[\/et_pb_toggle][et_pb_toggle admin_label=”q16″ title=”Q: Are age related illnesses and medications covered?” open_toggle_background_color=”#f3f3f3″ closed_toggle_background_color=”#f9f9f9″ module_id=”q5″ _builder_version=”4.19.5″ title_text_color=”#545454″ title_font=”|600|||||||” body_font_size=”15px” custom_margin=”||8px||false|false” z_index_tablet=”500″ custom_css_toggle_icon=”font-size: 22px;” title_text_shadow_horizontal_length_tablet=”0px” title_text_shadow_vertical_length_tablet=”0px” title_text_shadow_blur_strength_tablet=”1px” closed_title_text_shadow_horizontal_length_tablet=”0px” closed_title_text_shadow_vertical_length_tablet=”0px” closed_title_text_shadow_blur_strength_tablet=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” open_icon_color=”#bd08c3″ background_pattern_color=”rgba(0,0,0,0.2)” background_mask_color=”#ffffff” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ title_text_shadow_horizontal_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_vertical_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_blur_strength=”title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_horizontal_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_vertical_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_blur_strength=”closed_title_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″]<\/p>\n

A:<\/strong> Yes, your pet will continue to be covered, as long as your premiums are paid.<\/p>\n

[\/et_pb_toggle][et_pb_toggle admin_label=”q17″ title=”Q: Do you cover prescription medications?” open_toggle_background_color=”#f3f3f3″ closed_toggle_background_color=”#f9f9f9″ module_id=”q5″ _builder_version=”4.19.5″ title_text_color=”#545454″ title_font=”|600|||||||” body_font_size=”15px” custom_margin=”||8px||false|false” z_index_tablet=”500″ custom_css_toggle_icon=”font-size: 22px;” title_text_shadow_horizontal_length_tablet=”0px” title_text_shadow_vertical_length_tablet=”0px” title_text_shadow_blur_strength_tablet=”1px” closed_title_text_shadow_horizontal_length_tablet=”0px” closed_title_text_shadow_vertical_length_tablet=”0px” closed_title_text_shadow_blur_strength_tablet=”1px” body_text_shadow_horizontal_length_tablet=”0px” body_text_shadow_vertical_length_tablet=”0px” body_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” open_icon_color=”#bd08c3″ background_pattern_color=”rgba(0,0,0,0.2)” background_mask_color=”#ffffff” text_shadow_horizontal_length=”text_shadow_style,%91object Object%93″ text_shadow_vertical_length=”text_shadow_style,%91object Object%93″ text_shadow_blur_strength=”text_shadow_style,%91object Object%93″ title_text_shadow_horizontal_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_vertical_length=”title_text_shadow_style,%91object Object%93″ title_text_shadow_blur_strength=”title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_horizontal_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_vertical_length=”closed_title_text_shadow_style,%91object Object%93″ closed_title_text_shadow_blur_strength=”closed_title_text_shadow_style,%91object Object%93″ body_text_shadow_horizontal_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_vertical_length=”body_text_shadow_style,%91object Object%93″ body_text_shadow_blur_strength=”body_text_shadow_style,%91object Object%93″ body_link_text_shadow_horizontal_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_vertical_length=”body_link_text_shadow_style,%91object Object%93″ body_link_text_shadow_blur_strength=”body_link_text_shadow_style,%91object Object%93″ body_ul_text_shadow_horizontal_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_vertical_length=”body_ul_text_shadow_style,%91object Object%93″ body_ul_text_shadow_blur_strength=”body_ul_text_shadow_style,%91object Object%93″ body_ol_text_shadow_horizontal_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_vertical_length=”body_ol_text_shadow_style,%91object Object%93″ body_ol_text_shadow_blur_strength=”body_ol_text_shadow_style,%91object Object%93″ body_quote_text_shadow_horizontal_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_vertical_length=”body_quote_text_shadow_style,%91object Object%93″ body_quote_text_shadow_blur_strength=”body_quote_text_shadow_style,%91object Object%93″ vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″]<\/p>\n

A:<\/strong> Yes, provided that the medication has been prescribed by the treating veterinarian for an illness or accident that is not a pre-existing condition. Vaccinations, de-worming, tick and flea control or any routine care is not covered. If your pet requires on-going medication for more than three months, the medication may be deemed to be chronic and then will be subject to the clinical treatment protocols.<\/p>\n

[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][et_pb_row module_id=”wording” _builder_version=”4.9.4″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.9.4″ _module_preset=”default”][et_pb_text admin_label=”Wordings Heading” _builder_version=”4.9.4″ text_font=”|600|||||||” header_2_font=”|700|||||||” header_2_text_align=”center” header_2_text_color=”#000000″ custom_margin=”||8px||false|false”]<\/p>\n

OUR POLICY WORDINGS<\/h2>\n

[\/et_pb_text][et_pb_text admin_label=”Wordings” _builder_version=”4.9.4″ text_font=”||||||||” text_orientation=”center” custom_margin=”||8px||false|false” custom_padding=”1%||1%||false|false”]<\/p>\n

For your reference & information<\/p>\n

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NEED ANSWERS? FREQUENTLY ASKED QUESTIONS Let’s answer some of your more frequently asked questions here A: While your pet might be healthy today, there is no way to predict what might happen in the future. In the event of an accident or Injury, PawPaw Pet Health Insurance will make it possible that your pet has […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"

Q: What is pet health insurance?<\/strong>
A: Pet health insurance helps to pay for veterinary care when a pet dog or cat becomes ill or is injured.
This provides you with peace of mind and helps you avoid having to make tough financial decisions
about your pets health.<\/p>

Q: Why do I need pet health insurance?<\/strong>
A: While your pet might be healthy today, there is no way to predict what might happen in the future. With
PawPaw Pet Health Insurance, you\u2019ll be able to make sure that your pet has access to the best care
possible in the event of an illness or accident, without having to make heart-breaking choices based on
finances.<\/p>

Q: What does PawPaw Pet Health Insurance cover?<\/strong>
A: PawPaw Pet Health Insurance covers up to 90% of the veterinary bills for any unexpected illness or
injury that your pet may suffer. As with any insurance, it is very important that you take the time to read
the PawPaw policy terms and conditions before signing on and we encourage every prospective client to
do so. The PawPaw policy document is a short, one page document written in clear concise language
with no fine print or complicated clauses. If you have any questions please feel free to ask your broker, or
alternatively email info@pumainsurance.co.za<\/a> or phone us on\u00a0021 403 9177.<\/p>

Q: How much does it cost?<\/strong>
A: The premium for PawPaw Pet Health Insurance is R 237.00pm for dogs and R 165.00pm for cats, accident only cover is R100.00pm effective 01 June 2017 til 31 May 2018.
Unlike many other per insurers, PawPaw Pet Health Insurance does not rate premiums based on breed
or age.<\/p>

Q: At what age can my pet join?<\/strong>
A: Any dog or cat over the age of 8 weeks and under the age of 8 years may join PawPaw.<\/p>

Q: Does my pet have to be micro-chipped or tattooed for cover?
A: No. We do not require that pets be micro-chipped or tattooed.<\/p>

Q: Does my pet have to be spayed for cover?<\/strong>
A: No. Spaying is recommended for all dog and cat owners, however we do not exclude unspayed pets
from cover nor do we charge any extra premium for unspayed pets.<\/p>

Q: What are pre-existing conditions?<\/strong>
A: Pre-existing conditions are any illness or condition that showed symptoms prior to joining the
insurance or which show symptoms during the first month policy waiting period. A pre-existing condition
can also be an injury or recurrence of an injury that occurred before signing onto the insurance. Some
pre-existing conditions may be subject to specific waiting period or be excluded from cover.
When signing up, you will see that the application form has a few questions regarding your pets medical
history. You should be completely honest when answering these questions. Knowingly misleading the
insurance company about your pet's previous problems is considered fraud and could result in your
policy being cancelled and claims not being paid. After receiving your application, PawPaw Pet Health
Insurance will inform you of any exclusion your pet may have in writing allowing you to make an informed
decision regarding your pets insurance.<\/p>

Q: How do you know if a condition is pre-existing for a recently adopted pet?<\/strong>
A: In the case where the pets history is unknown, we may ask for a veterinary check-up prior to
acceptance. In this case the veterinary consultation will be for your account.<\/p>

Q: When does my cover begin? Are there waiting periods?<\/strong>
A: Cover begins on the first calendar month after sign-up. Cover for emergencies is immediate. There is a
one month waiting period for all illnesses. This waiting period does not apply to treatments required due to
emergencies.<\/p>

Q: Do you offer lifelong cover after a pet has been accepted and the pet goes over the covered age<\/strong>
limit?<\/strong>
A: Yes. As long as your premiums are paid every month your pet will continue to enjoy full cover for its
entire life.<\/p>

Q: Are there limits to how much is paid for treatments?<\/strong>
A: PawPaw has no limits or sublimits on specific conditions. All non-emergency treatments need to be
preauthorised by PawPaw.<\/p>

Q: Will a condition ever be considered pre-existing due to policy renewals?<\/strong>
A: No. Your pets\u2019 policy will continue to renew each month so long as your premiums are paid. We consider
this to be continuous cover and we do not exclude conditions from year to year.<\/p>

Q: Do you offer a multiple pet discount?<\/strong>
A: No. Rather than raising our premium and offering various discounts, PawPaw Pet Health Insurance
offers all it\u2019s customers the same affordable premium.<\/p>

Q: Does my pets age or breed affect the premium I will have to pay?<\/strong>
A: No. We do not feel it is fair to penalise people for their particular choice of dog or cat.<\/p>

Q: What are hereditary conditions?<\/strong>
A: Hereditary and congenital conditions are diseases or disorders that are inherited genetically. Certain
breeds of dogs and cats are prone to specific conditions.<\/p>

Q: Are hereditary and breed related conditions covered?<\/strong>
A: PawPaw Pet Health Insurance covers hereditary conditions. As long as your pet hasn\u2019t been diagnosed
with the condition, or isn't showing symptoms of the condition before sign-on or within the 30 day illness
waiting period, cover will be available.<\/p>

Q: Are age related illnesses and medications covered?<\/strong>
Yes. As long as you pay your premiums, your pet will continue to be covered.<\/p>

Q: Do you cover prescription medications?<\/strong>
A: Yes. Coverage for prescriptions is included, provided that they have been prescribed by the treating
veterinarian as treatment for an illness or accident and the illness or accident is not a pre-existing
condition. Vitamins and heartworm\/flea and tick preventives and other medication related to routine care is
not covered . If your pet requires on-going medication for more three months, the medication may be
deemed to be chronic and subject to clinical treatment protocols.<\/p>","_et_gb_content_width":"","footnotes":""},"yoast_head":"\nFAQ ⋆ Pet Heaven<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pumainsurance.co.za\/petheaven\/faq\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FAQ ⋆ Pet Heaven\" \/>\n<meta property=\"og:description\" content=\"NEED ANSWERS? FREQUENTLY ASKED QUESTIONS Let's answer some of your more frequently asked questions here A: While your pet might be healthy today, there is no way to predict what might happen in the future. 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